Home Security Tips for over the Holidays
- A home alarm system doesn't replace home insurance, but it is another good line of defence to protect your home and what resides inside. Home alarm systems can feature indoor or outdoor (or both) sounders or sirens. A siren outside your home is a visible indicator to would-be thieves and can alert your neighbours of an intrusion. Let the security company linked with your home security system know when you will be away so that they know to keep an extra close eye on any movement at the house.
- Always lock all entrances to your house when you will be away, and make sure all windows are closed tightly and locked up properly.
- Where the action is. Thieves like to go about their work unobserved. Having exterior lights activated by motion sensors can light up the dark areas around your home at night. Being in the spotlight may just deter criminals from targeting your property. Also, consider putting your stereo or television on a timer switch while you’re away to give the impression that someone is home.
- Keep windows and glass doors free from obstructions. Trim trees and shrubs near doors and windows, and think carefully before installing a high, wooden fence around your back yard. High fences and shrubbery can add to your privacy, but can also be an asset to a burglar. Consider trading a little extra privacy for a bit of added security.
- Safes. If you have a lot of jewellery, valuable documents, cash or other negotiable items, consider putting them in a bolted down safe.
- Have mail and packages picked up, forwarded or held by the post office.
- Pay your bills in advance, particularly the electricity, so that your alarm system and other electricity-reliant preventative security measures will have power during your absence.
- Enlist the help of family and/or friends. You may wish to leave your house keys with trustworthy friends or family so that they can conduct regular check-ups on your property. You may also want to foster a friendly relationship with your neighbour and seek their help to watch over your property. Even better yet, why not consider asking a loved one to house sit? They can also feed your pets (if you have any) and collect the mail.
- Keep a detailed inventory. When something goes missing on your property would you know what it is? Not to mention, would you even notice it was missing? It is useful to keep a detailed inventory of all your valuable property in a safe place. This may involve photographing, marking or engraving the items. The act of doing so may prevent others from identifying your property as theirs.
- The basics. Part of protecting your home isn’t just about keeping burglars away, but making sure the house itself is safe from itself. By this we mean make sure to turn off the gas and water supply (especially if you’re going away for a long while) and unplug all electrical devices that don’t need to be on – this way you can avoid electrical fires, internal house flooding, etc.
In the end, you can never 100% ensure the security of your home, but you can make sure you have sufficient home and contents insurance so that in the event of a burglary you are covered. If you can’t afford to replace it but must have it, then you’ve got to insure it.
DISCLAIMER: This blog is intended for the provision of general insurance related information only. In this instance we only provide “general advice”. You need to consider the appropriateness of any information or general advice that we give you, having regard to your personal situation, before acting on our advice or buying any product.