Home and Contents Insurance: The Simple Explanation

Your home and possession have value - both monetary and sentimental. 

While we may not be able to compensate for the sentimental loss, it will give you peace of mind to know that you’ll be able to claim financial compensation should anything happen to your belongings or house… 

With Home and Contents Insurance, you’ll be able to rest easy knowing the valuables that you’ve worked so hard for are covered. 

Read on for our simple explanation of this type of insurance…

What Is It?

Home and Contents Insurance will cover you for the costs associated with rebuilding, repairing or replacing your property and its contents should any damage occur.

In general, policies are tailored to suit your circumstances so it’s important to know what you are and aren’t covered for. Your policy may include cover for damage occurring from:

  • Fire
  • Flood
  • Theft
  • Water damage
  • Natural Disasters

It’s essential that you speak to a trusted insurance broker that will ensure your insurance is comprehensive and provides cover from the things most likely to affect you.  

What Does It Cover?

As well as what you are covered from, you should also know what exactly is covered. 

Home and Contents Insurance usually automatically includes your home and the standard belongings inside… but you may want to specify any expensive items you may have within your policy. This could include things like jewellery or artwork, but adding these on can carry an extra cost. 

If you don’t own your home, it’s still important to get your belongings covered when you are renting. Have a talk to your insurance broker to make sure you are taking out the right cover, and not paying more than you should. 

How Do I Get Covered?

Getting Home and Contents Insurance is simple. 

At Regional Insurance Brokers, our expert team will talk you through exactly what you should be covered for and find the best price for your situation. 

When the time comes to make a claim, we’ll do the hard work for you and ensure you get everything that you are entitled to. 

Contact the team today to get your valuables covered and Get A Quote!